2024 Employee Benefit Guide

SUPPLEMENTAL BENEFITS

Voluntary Worksite Policies—Trustmark

Administered by Trustmark —three supplemental benefit options are offered to you on a voluntary basis. These benefit plans are offered only during the enrollment process. If you elect any of these worksite benefit programs, premiums will be deducted from your paycheck.

Critical Illness insurance pays a cash benefit if you are faced with a covered critical illness like cancer, heart attack or stroke.

We know that everyone has different needs and ways of coping with a critical illness. That is why you can choose how to spend or save your cash benefit. It can be used for expenses beyond direct medical costs, including:

◼ Paying for child care or help around the house

Travel costs to see a specialist

Medical treatment and doctor visits

Copays and deductibles

Prescription drug costs

Accidental Injury insurance gives you a cash benefit for covered accidents. You can use it to help pay for expenses associated with a covered injury.

Accidents happen and can affect your financial health. Trustmark wants to help you and your family be more protected from out - of - pocket expenses like copays or hospitalization costs. The payments you receive for covered accidents can be used however you wish and are not limited to direct medical costs. For example, you can use the money to help pay for things like:

Rehabilitation and therapy expenses

Cover unexpected expenses

Universal Life Insurance with Long Term Care

◼ With this coverage you will receive permanent life insurance protection. Long - Term Care benefits and life insurance are combined. You will also benefit from a higher death benefit during the working years and a higher living benefit for long term care.

Did you Know? When you experience a major health event, supplemental insurance policies help pay for many expenses that aren ’ t covered by your primary health insurance.

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