2024 Employee Benefit Guide

Contact Information & Table of Contents

CONTACTS The School District of Clayton in partnership with the following carriers, strives to meet your benefit needs. If you have any questions regarding your benefits, please contact the corresponding carrier listed below or call the Business Office at 314 - 854 - 6024.

TABLE OF CONTENTS

INTRODUCTION

Non - Discrimination Disclosure ………………… . 1 Understanding Your Plan Options .................... 3

Medical

Anthem Group Number: W60496

Eligibility ........................................................... 4

anthem.com 800.490.6145

Frequently Asked Questions ............................ 4

Dental

HEALTH AND WELFARE

Guardian Dental Group Number: 00025763 guardiananytime.com 888.600.1600 Cigna DHMO Group Number: 10050105 Cigna.com 800.244.6224

Medical Plans ................................................... 5

Medical Plan Network Options .……………….. 6

Health Savings Account (HSA) ........................ 7 Flexible Spending Account (FSA) … ... ………… 9 Dental Insurance. ............................................ 10 Vision Insurance ............................................ 12 Anthem Health & Wellness ............................. 13

Vision

EyeMed Group Number: 1018839

eyemed.com 866.939.3633

Care Options ……………………..……………...15

LIFE AND DISABILITY

Basic Life/AD&D, Voluntary Life/AD&D, & LTD Equitable Group Number: 04320

Basic Life and Accidental Death &

ebcustomerservice@equitable.com 866.274.9887 Option 3, then Option 8

Dismemberment (AD&D) ............................... 17

Voluntary Life and Accidental Death &

Voluntary Worksite Benefits Trustmark

Dismemberment (AD&D) ............................... 17

www.trustmarkbenefits.com 800.918.8877

Long - Term Disability ...................................... 18

SUPPLEMENTAL BENEFITS

Employee Assistance Program (EAP) PAS

Voluntary Worksite Policies ............................ 19

paseap.com 800.356.0845 Company ID: Clayton Schools

Employee Assistance Program ………………. 20

ENROLLMENT

Flexible Spending Account CBIZ Flex myplans.cbiz.com 800.815.3023 Fax: 800.584.4185 CSD Retirement Trust—AIG Shane Hurst 314 - 439 - 4850 Shane.hurst@aig.com

How to Enroll .................................................. 21

Mobile App ..................................................... 22

Important Benefit Information ......................... 23

FOR YOUR INFORMATION

Important Notices ........................................... 24

Glossary of Terms .......................................... 29

CBIZ Consultant Eric File

efile@cbiz.com 314.692.5848

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